Mesta Taps Stablecoins to Slash Costs and Speed for Cross-Border Payments
Mesta builds a cheaper, faster and more efficient global cross border payment network by combining local real-time payment systems and blockchain technology.
Mesta, a U.S.-based fintech startup led by Co-Founders Sandeep Pyapali and Nitin Shrivastava, is reimagining cross-border payments with a stablecoin-powered, API-first system that promises to cut fees and settlement times for fintechs and enterprises operating globally. With support for over 50 currencies and $35 million in volume processed as of Q2 2025, Mesta is proving that blockchain infrastructure can deliver tangible value—without requiring clients to touch crypto directly.
“Mesta is a global fiat plus stablecoin payment network,” Pyapali told TheStreet. “We’re focused on making international money movement faster and more cost-effective.”
Abstracting the Complexity of Crypto
Mesta’s system allows platforms to send payments using stablecoins like USDC or USDT, which are then converted into local fiat currencies for end-user delivery. The entire experience is abstracted behind a single API—meaning fintechs can settle payments across borders without needing to manage wallets, gas fees, or private keys. “Most businesses don’t want to learn how stablecoins work—they just want to make payments,” said Pyapali.
This approach mirrors efforts by players like Circle, who’ve helped reduce friction around digital currency adoption by handling the backend compliance and conversion layers. With over 200 platform integrations already live, Mesta is positioning itself as a trusted intermediary for fintech platforms navigating increasingly global customer bases.
A Market Moving Toward Stablecoin Adoption
The broader momentum behind stablecoins is accelerating. With a current market cap of over $250 billion—and projections stretching into the trillions by 2030—the sector is maturing fast. U.S. lawmakers recently passed the GENIUS Act, a bipartisan bill regulating stablecoins, while Circle, the issuer of USDC, IPO’d on June 5 at $31 and surged over 500% to $199.59 at press time.
In this climate, Mesta’s early traction could offer a glimpse of what the future holds for enterprise payments—borderless, low-cost, near-instant, and invisible to the end user.
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